About Me


Scientist by training. Founder by mission. Builder by necessity.

My journey began in the world of science. I earned my BSc in Chemistry and Mathematics, and later completed a PhD in high-energy nuclear physics. For several years, I taught, researched, and explored the fundamental building blocks of our universe. It was a career rooted in curiosity, rigor, and the joy of solving hard problems.

Eventually, that same passion for discovery led me into data science—where I saw the power of analytics, modeling, and technology being used to solve real-world challenges. But it wasn’t until I started speaking with SME exporters in Africa that I felt truly pulled toward a new mission.

Exporters told me about the pressure of needing to pay farmers and suppliers today, while waiting 30, 60, even 90 days to get paid by overseas buyers. Many shared how this delay put their businesses—and their relationships with smallholder producers—at risk. Others had to turn away growth opportunities simply because they couldn’t access short-term capital at the right time.

Behind the spreadsheets and trade volumes were people. Entrepreneurs with dreams. Businesses with potential. And a system that wasn’t designed to support them.

This is what drives me now.

I'm building a fintech platform focused on solving one of the most critical issues for SME exporters in emerging markets: access to working capital. Our goal is to harness technology and data to create a smarter, faster, and more inclusive way for exporters to finance their receivables—starting with invoice factoring.

I may not have started in finance. But I bring an analytical mindset, a human-centered approach, and an unwavering belief that we can build better financial infrastructure for the real economy.

If you're an advisor, partner, investor, or fellow problem-solver who shares this vision—I’d love to connect.

How Kredytt Works

What I’m Building

Kredytt is a smarter way for African exporters to access working capital.


I’m building a technology-driven invoice factoring platform designed to unlock working capital for SME exporters in Africa and other emerging markets.

Every year, thousands of export-ready SMEs struggle with cash flow because they must pay farmers and suppliers upfront, but wait 30–90 days for payment from overseas buyers. This mismatch—combined with limited access to bank financing—contributes to a $120B+ trade finance gap in Africa alone.

Our platform provides these businesses with faster, more flexible access to funding by enabling them to sell their receivables to investors. We use data and workflow automation to assess risk, streamline due diligence, and improve funding decisions—making trade finance more inclusive, efficient, and scalable.

Current Focus:

  • Building and testing the MVP platform
  • Working directly with SME exporters to validate needs
  • Designing underwriting logic based on real-world trade data
  • Engaging potential advisors, investors, and early partners

Why This Matters: I’m on a mission to help African exporters grow, create jobs, and deepen their participation in global trade by solving one of their biggest bottlenecks: lack of access to affordable working capital.

Learn more about Kredytt and the problem we are solving here.

Exporter Voices

“We want to grow but we’re always stuck waiting for payment from our buyers in Europe…” — Fruit exporter, Kenya

“I need to pay farmers the same day they deliver produce, but buyers take 60 days to pay us.” — Horticulture exporter, Ethiopia

Thank's for visiting.

I'm currently looking to connect with SME exporters, investors, advisors, and builders passionate about inclusive finance in Africa. If you would like to connect, please send me a message.